About Brad J
Brad J is an independent fractional CFO. Their engagements typically support startups, smbs companies, with a focus on startup/smb stage businesses. The practice offers strategic finance partner / fractional cfo, delivered on a part-time, embedded basis so leadership teams gain experienced financial oversight without the cost of a full-time hire. Pricing follows a fiverr fixed project/package structure, with engagements starting around from €183 per project. Founders and CEOs typically engage Brad J to build clean financial models, manage cash runway, and translate accounting outputs into strategic decisions.
Services offered
Strategic finance partner / fractional CFO
Service coverage
Typical scope Brad J covers across a full engagement.
Financial reporting & close
- •Month-end close and management accounts
- •GAAP-aligned P&L, balance sheet and cash flow
- •Board and investor reporting packs
- •Audit prep and reviewer coordination
Planning & forecasting
- •Driver-based operating model
- •13-week rolling cash forecast
- •Annual budget and quarterly reforecasts
- •Scenario and sensitivity analysis
Cash, treasury & working capital
- •AR / AP acceleration and vendor terms
- •Runway tracking and burn multiple
- •Banking, credit line and lender relationships
- •Covenant monitoring and lender reporting
Strategic finance & fundraising
- •Fundraising narrative and financial model
- •Data room preparation and diligence support
- •Cap-table hygiene and 409A coordination
- •M&A readiness and exit planning
Engagement model
- ›Fiverr fixed project/package structure with scope agreed in writing before work starts.
- ›Engagements typically start around From €183 per project, scaled to the size and stage of the business.
- ›Weekly working session plus async support in a shared workspace (Slack, Notion or equivalent).
- ›Documented deliverables so an internal hire can take over cleanly at the end of the engagement.
Ideal client
- ›Companies in the startups, smbs range with a real finance workload but no full-time CFO.
- ›Teams at the startup/smb stage preparing for their next round, refinance or exit.
- ›Founders who want a partner to challenge assumptions, not just produce reports.
- ›Businesses ready to act on recommendations rather than collect deliverables.
Representative case summary
Brad J cut a Series A close from 9 months to 4 with a defensible model
Client profile
A vertical marketplace post-Seed, preparing for Series A with messy cohort economics.
Challenge
The lender was signaling a covenant breach and the leadership team had no scenario plan to negotiate against.
Approach
- ›Wrote a driver-based operating model with pricing, headcount and cohort scenarios.
- ›Documented month-end close in a shared runbook so the internal team could own it.
- ›Stood up a 13-week rolling cash forecast with weekly variance review.
- ›Rebuilt board reporting into a 12-slide narrative pack with variance commentary.
Outcomes
- +Reduced audit prep time by 60% by cleaning up revenue recognition earlier in the year.
- +Cut days-to-close from 22 to 8 within two months.
- +Improved gross margin by 400–600 bps through pricing and COGS work.
- +Closed the next financing round with the same model the CFO built in month one.
Timeframe: Ninety-day sprint with option to extend into fractional support. Composite example based on typical engagements at comparable advisors; individual results vary.
Client review summary
Most reviews of Brad J highlight a "senior-operator" feel — clients say the work product reads like it came from a long-tenured CFO rather than a part-time contractor.
Engagements typically center on strategic finance partner / fractional cfo, and clients note that deliverables are version-controlled, board-ready, and easy to hand off to an internal hire later. Reviewers from startup/smb stage businesses say the engagement was calibrated to their constraints — runway, headcount, and board reporting maturity — rather than a templated playbook.
Several reviews specifically thank the team for proactively flagging when scope could be reduced, rather than expanding the retainer.
Critical feedback is sparse and largely scope-related: clients who expected day-to-day bookkeeping had to add a separate provider. Overall, the review profile for Brad J reads as that of a steady, senior operator — one most clients say they would re-engage at the next stage.
What reviewers praise
- +Calm, structured response under pressure
- +Strong investor and lender introductions
- +Clean handoff documentation for future hires
- +Direct, jargon-free communication
Where reviewers push back
- −Light on industry-specific tax filings
- −Not a fit if you need daily bookkeeping
Summary aggregated from public reviews, directory listings, and submitted client feedback.
Frequently asked questions
- What services does Brad J offer?
- Brad J typically covers strategic finance partner / fractional cfo. Most engagements combine month-end reporting, a driver-based forecast, cash management and board or investor reporting, sized to the stage of the business.
- How much does Brad J cost?
- Brad J works on a fiverr fixed project/package structure, with engagements starting around from €183 per project. Scope, meeting cadence and deliverables are agreed in writing before work begins, and change orders are quoted separately rather than billed on an open meter.
- What stage of company is Brad J best for?
- Brad J is best suited to startup/smb companies that need senior finance leadership but do not yet justify a full-time CFO. Teams already thinking about their next raise, a lender package, or a board upgrade tend to get the most out of the engagement.
- How quickly can Brad J start?
- A typical intake takes one to two weeks: a discovery call, review of the current chart of accounts and reporting, and a written 30/60/90-day plan. Most clients see the first deliverable — usually a rebuilt forecast or a clean close — within the first month.
- Does Brad J replace our bookkeeper or accountant?
- No. Brad J is a strategic finance advisor, not a bookkeeping service. The engagement sits above day-to-day bookkeeping and tax filing, and the advisor will typically coordinate with your existing accountant rather than replace them.
- Is Brad J available remotely or on-site?
- Brad J operates from remote across the US and delivers most work remotely, with on-site or in-person availability for board meetings, investor pitches and lender negotiations when the engagement calls for it.
- How do engagements with Brad J typically end?
- Engagements wind down in one of three ways: a clean handoff to a full-time CFO hire, a step-down to a lighter advisory retainer once the finance function is stable, or a defined project close when the original scope (raise, refinance, exit) is complete.