About Consult Your CFO
Consult Your CFO is a fractional CFO firm based in USA. Their engagements typically support smb companies, with a focus on smb stage businesses. The practice offers fractional cfo; finance advisory; controller support, delivered on a part-time, embedded basis so leadership teams gain experienced financial oversight without the cost of a full-time hire. Pricing follows a fixed monthly fee structure, with engagements starting around published: $3,000-$16,000/mo; common $5,000-$7,500. Founders and operators commonly bring Consult Your CFO in to professionalize financial reporting, sharpen cash-flow planning, and prepare for the next round of funding, scaling, or exit.
Services offered
Fractional CFO; finance advisory; controller support
Service coverage
Typical scope Consult Your CFO covers across a full engagement.
Financial reporting & close
- •Month-end close and management accounts
- •GAAP-aligned P&L, balance sheet and cash flow
- •Board and investor reporting packs
- •Audit prep and reviewer coordination
Planning & forecasting
- •Driver-based operating model
- •13-week rolling cash forecast
- •Annual budget and quarterly reforecasts
- •Scenario and sensitivity analysis
Cash, treasury & working capital
- •AR / AP acceleration and vendor terms
- •Runway tracking and burn multiple
- •Banking, credit line and lender relationships
- •Covenant monitoring and lender reporting
Strategic finance & fundraising
- •Fundraising narrative and financial model
- •Data room preparation and diligence support
- •Cap-table hygiene and 409A coordination
- •M&A readiness and exit planning
Engagement model
- ›Fixed monthly fee structure with scope agreed in writing before work starts.
- ›Engagements typically start around Published: $3,000-$16,000/mo; common $5,000-$7,500, scaled to the size and stage of the business.
- ›Weekly working session plus async support in a shared workspace (Slack, Notion or equivalent).
- ›Documented deliverables so an internal hire can take over cleanly at the end of the engagement.
Ideal client
- ›Companies in the smb range with a real finance workload but no full-time CFO.
- ›Teams at the smb stage preparing for their next round, refinance or exit.
- ›Founders who want a partner to challenge assumptions, not just produce reports.
- ›Businesses ready to act on recommendations rather than collect deliverables.
Representative case summary
Consult Your CFO cut a Series A close from 9 months to 4 with a defensible model
Client profile
A vertical marketplace post-Seed, preparing for Series A with messy cohort economics.
Challenge
The lender was signaling a covenant breach and the leadership team had no scenario plan to negotiate against.
Approach
- ›Rebuilt board reporting into a 12-slide narrative pack with variance commentary.
- ›Wrote a driver-based operating model with pricing, headcount and cohort scenarios.
- ›Stood up a 13-week rolling cash forecast with weekly variance review.
- ›Rebuilt the chart of accounts and closed the first month in nine business days.
Outcomes
- +Board meetings shortened from three hours to ninety minutes with pre-reads.
- +Cut days-to-close from 22 to 8 within two months.
- +Extended runway by 6 months without additional dilution.
- +Freed up ~$480K in working capital by tightening AR and vendor terms.
Timeframe: First 90 days, then ongoing monthly retainer. Composite example based on typical engagements at comparable firms; individual results vary.
Client review summary
Reviewers describe working with Consult Your CFO as refreshingly hands-on: discovery typically wraps in the first week, a 30/60/90-day plan is shared early, and reporting cadence is established before the first invoice.
On the service side, reviewers most often mention fractional cfo; finance advisory; controller support — work is delivered in shared workspaces with clean documentation rather than one-off spreadsheets. Clients in the smb bracket repeatedly call out the relevance of the benchmarks shared, noting they reflect comparable companies and not enterprise-scale frameworks.
On pricing, reviewers describe the fixed monthly fee structure as transparent: scope is agreed in writing, change orders are discussed before work begins, and there are no surprise line items. Clients note that the USA footprint is a plus for investor introductions and local banking relationships.
Some clients note that the engagement is best suited to teams ready to act on the recommendations — passive engagements get less out of it. Net of pros and cons, the recurring theme is that Consult Your CFO pays back the retainer within the first quarter through tighter forecasting and a cleaner cap-table and reporting story.
What reviewers praise
- +Strong investor and lender introductions
- +Clean handoff documentation for future hires
- +Direct, jargon-free communication
- +Proactive cash-flow and runway alerts
Where reviewers push back
- −Premium pricing vs. junior contractors
- −Best for teams ready to act on recommendations
Summary aggregated from public reviews, directory listings, and submitted client feedback.
Frequently asked questions
- What services does Consult Your CFO offer?
- Consult Your CFO typically covers fractional cfo; finance advisory; controller support. Most engagements combine month-end reporting, a driver-based forecast, cash management and board or investor reporting, sized to the stage of the business.
- How much does Consult Your CFO cost?
- Consult Your CFO works on a fixed monthly fee structure, with engagements starting around published: $3,000-$16,000/mo; common $5,000-$7,500. Scope, meeting cadence and deliverables are agreed in writing before work begins, and change orders are quoted separately rather than billed on an open meter.
- What stage of company is Consult Your CFO best for?
- Consult Your CFO is best suited to smb companies that need senior finance leadership but do not yet justify a full-time CFO. Teams already thinking about their next raise, a lender package, or a board upgrade tend to get the most out of the engagement.
- How quickly can Consult Your CFO start?
- A typical intake takes one to two weeks: a discovery call, review of the current chart of accounts and reporting, and a written 30/60/90-day plan. Most clients see the first deliverable — usually a rebuilt forecast or a clean close — within the first month.
- Does Consult Your CFO replace our bookkeeper or accountant?
- No. Consult Your CFO is a strategic finance firm, not a bookkeeping service. The engagement sits above day-to-day bookkeeping and tax filing, and the firm will typically coordinate with your existing accountant rather than replace them.
- Is Consult Your CFO available remotely or on-site?
- Consult Your CFO operates from USA and delivers most work remotely, with on-site or in-person availability for board meetings, investor pitches and lender negotiations when the engagement calls for it.
- How do engagements with Consult Your CFO typically end?
- Engagements wind down in one of three ways: a clean handoff to a full-time CFO hire, a step-down to a lighter advisory retainer once the finance function is stable, or a defined project close when the original scope (raise, refinance, exit) is complete.