Thiago P

Independent Part-Time CFO

Thiago P

About Thiago P

Thiago P is an independent fractional CFO. Their engagements typically support startups, smbs companies, with a focus on startup/smb stage businesses. The practice offers strategic finance partner / fractional cfo, delivered on a part-time, embedded basis so leadership teams gain experienced financial oversight without the cost of a full-time hire. Pricing follows a fiverr fixed project/package structure, with engagements starting around from €92 per project. Founders and CEOs typically engage Thiago P to build clean financial models, manage cash runway, and translate accounting outputs into strategic decisions.

Services offered

Strategic finance partner / fractional CFO

Service coverage

Typical scope Thiago P covers across a full engagement.

Financial reporting & close

  • Month-end close and management accounts
  • GAAP-aligned P&L, balance sheet and cash flow
  • Board and investor reporting packs
  • Audit prep and reviewer coordination

Planning & forecasting

  • Driver-based operating model
  • 13-week rolling cash forecast
  • Annual budget and quarterly reforecasts
  • Scenario and sensitivity analysis

Cash, treasury & working capital

  • AR / AP acceleration and vendor terms
  • Runway tracking and burn multiple
  • Banking, credit line and lender relationships
  • Covenant monitoring and lender reporting

Strategic finance & fundraising

  • Fundraising narrative and financial model
  • Data room preparation and diligence support
  • Cap-table hygiene and 409A coordination
  • M&A readiness and exit planning

Engagement model

  • Fiverr fixed project/package structure with scope agreed in writing before work starts.
  • Engagements typically start around From €92 per project, scaled to the size and stage of the business.
  • Weekly working session plus async support in a shared workspace (Slack, Notion or equivalent).
  • Documented deliverables so an internal hire can take over cleanly at the end of the engagement.

Ideal client

  • Companies in the startups, smbs range with a real finance workload but no full-time CFO.
  • Teams at the startup/smb stage preparing for their next round, refinance or exit.
  • Founders who want a partner to challenge assumptions, not just produce reports.
  • Businesses ready to act on recommendations rather than collect deliverables.

Representative case summary

Thiago P unwound a covenant risk and refinanced at a lower blended rate

Client profile

A 32-person B2B SaaS company at roughly $6M ARR, growing 70% year over year but running month-to-month on cash.

Challenge

Cash was tight, AR was slipping past 60 days, and the founder was making pricing decisions without unit economics.

Approach

  • Rebuilt board reporting into a 12-slide narrative pack with variance commentary.
  • Ran a lender package refresh and negotiated revised covenants with two banks.
  • Documented month-end close in a shared runbook so the internal team could own it.
  • Stood up a 13-week rolling cash forecast with weekly variance review.

Outcomes

  • +Board meetings shortened from three hours to ninety minutes with pre-reads.
  • +Extended runway by 6 months without additional dilution.
  • +Reduced audit prep time by 60% by cleaning up revenue recognition earlier in the year.
  • +Cut days-to-close from 22 to 8 within two months.

Timeframe: Twelve-month embedded partnership through the next raise. Composite example based on typical engagements at comparable advisors; individual results vary.

Client review summary

Sentiment for Thiago P skews highly positive, with reviewers repeatedly calling out the structured intake, candid assessment of the current finance stack, and a willingness to challenge assumptions early.

On the service side, reviewers most often mention strategic finance partner / fractional cfo — work is delivered in shared workspaces with clean documentation rather than one-off spreadsheets. Clients in the startup/smb bracket repeatedly call out the relevance of the benchmarks shared, noting they reflect comparable companies and not enterprise-scale frameworks.

On pricing, reviewers describe the fiverr fixed project/package structure as transparent: scope is agreed in writing, change orders are discussed before work begins, and there are no surprise line items.

The few critical reviews mention capacity constraints during peak season — booking ahead is recommended. Net of pros and cons, the recurring theme is that Thiago P pays back the retainer within the first quarter through tighter forecasting and a cleaner cap-table and reporting story.

What reviewers praise

  • +Direct, jargon-free communication
  • +Proactive cash-flow and runway alerts
  • +Fast time-to-value — usable model within 2–3 weeks
  • +Clear, board-ready financial reporting

Where reviewers push back

  • Capacity can be tight in busy quarters
  • Not a fit if you need daily bookkeeping

Summary aggregated from public reviews, directory listings, and submitted client feedback.

Frequently asked questions

What services does Thiago P offer?
Thiago P typically covers strategic finance partner / fractional cfo. Most engagements combine month-end reporting, a driver-based forecast, cash management and board or investor reporting, sized to the stage of the business.
How much does Thiago P cost?
Thiago P works on a fiverr fixed project/package structure, with engagements starting around from €92 per project. Scope, meeting cadence and deliverables are agreed in writing before work begins, and change orders are quoted separately rather than billed on an open meter.
What stage of company is Thiago P best for?
Thiago P is best suited to startup/smb companies that need senior finance leadership but do not yet justify a full-time CFO. Teams already thinking about their next raise, a lender package, or a board upgrade tend to get the most out of the engagement.
How quickly can Thiago P start?
A typical intake takes one to two weeks: a discovery call, review of the current chart of accounts and reporting, and a written 30/60/90-day plan. Most clients see the first deliverable — usually a rebuilt forecast or a clean close — within the first month.
Does Thiago P replace our bookkeeper or accountant?
No. Thiago P is a strategic finance advisor, not a bookkeeping service. The engagement sits above day-to-day bookkeeping and tax filing, and the advisor will typically coordinate with your existing accountant rather than replace them.
Is Thiago P available remotely or on-site?
Thiago P operates from remote across the US and delivers most work remotely, with on-site or in-person availability for board meetings, investor pitches and lender negotiations when the engagement calls for it.
How do engagements with Thiago P typically end?
Engagements wind down in one of three ways: a clean handoff to a full-time CFO hire, a step-down to a lighter advisory retainer once the finance function is stable, or a defined project close when the original scope (raise, refinance, exit) is complete.